HALIFAX REAL ESTATE BLOG
20th Edition | Real Estate Tips
November 8, 2026
Shawn Zupan
REALTOR®
902 880 2162
szupan@pressrealty.ca
Press Realty Inc
233 Bedford Highway
Halifax, Nova Scotia
If you’re buying a home in Halifax Regional Municipality, include deed transfer tax in your closing budget. HRM’s municipal deed transfer tax is 1.5% of the value of the property transferred. For a straightforward example, 1.5% of $500,000 is $7,500. Your real estate lawyer can confirm the amount to budget for your purchase. HRM’s deed transfer tax bylaw
Nova Scotia also has a separate provincial deed transfer tax that can apply when a non-resident acquires an interest in qualifying residential property. Under the current calculation, the 10% rate applies to the ownership interest transferred to non-residents, using the higher of the purchase price and assessed value. If you plan to move to Nova Scotia or you’re buying with someone who lives outside the province, have your lawyer review the exemption and proof-of-residency requirements early. Nova Scotia’s non-resident deed transfer tax guidance
If you’re comparing homes in Halifax with homes outside HRM, ask your lawyer what municipal rate applies at each address and which other costs should go in your closing budget. A price you can afford still needs to leave enough room for the money due at closing.
Sources
Zupan Monthly edition, November 2025, "Tip of the month: Don't forget the taxes!"
Data from NSAR
Tags
buyer / buyer tips / closing costs / deed transfer tax / nova scotia real estate blog / press realty
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